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Will Housing Prices Soar by 2014 ?

Will Housing Prices Soar by 2014 ?


Of Jobs, Loans and Timing

Of Jobs, Loans and Timing


Supreme Court Hears the Health Care Debate

Supreme Court Hears the Health Care Debate

This article says they will review at least a few more days. Check it out…


Short Sales Get Shorter: New Deadlines to go into Effect

Short Sales Get Shorter: New Deadlines to go into Effect

As part of a settlement with state attorneys general, the five largest mortgage servicers are adopting new requirements for short sales, which is expected to speed-up what has been known as a lengthy process.


Arizona sheriff finds Obama presidential qualifications forged

Arizona sheriff finds Obama presidential qualifications forged

Oh you really have to read this about a Fraud Brought over on the American people, Now there is evidence. This is well investigated, So if anyone wants to complain I suggest you check your “FACTS” Before responding. It looks like this is backed up even by some Supreme court cases. Read this if you dare ( Message for flaming liberals only ).

Urgent What to do Long before Credit Information is stolen and after.

Urgent What to do Long before Credit Information is stolen and after..

Urgent What to do Long before Credit Information is stolen and after.

Passed on from a Friend, Written in the first person but it is not me.





Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:

1. Do not sign the back of your credit cards. Instead, put ‘PHOTO ID REQUIRED.’

2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the ‘For’ line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won’t have access to it.

3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address.  Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.

4. Place the contents of your wallet on photocopy machine.  Do both sides of each license, credit card, etc.  You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.   Keep the photocopy in a safe place.

I also carry a photocopy of my passport when I travel either here or abroad.  We’ve all heard horror stories about fraud that’s committed on us in stealing a Name, address, Social Security number, credit cards..

Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month.  Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here’s some critical information to limit the damage in case this happens to you or someone you know:

5. We have been told we should cancel our credit cards immediately.  But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

6.. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen.  This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here’s what is perhaps most important of all:  (I never even thought to do this.)

7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number.  I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.

The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done.  There are records of all the credit checks initiated by the thieves’ purchases, none of which I knew about before placing the alert.  Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in).  It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

1.) Equifax: 1-800-525-62851-800-525-6285

2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742

3.) Trans Union : 1-800-680 7289 1-800-680 7289

4.) Social Security Administration (fraud line):

1-800-269-0271 1-800-269-0271

We pass along jokes on the Internet;  we pass along just about everything.

If you are willing to pass this information along, it could really help someone that you care about.

Rent-to-Own Deals are Usually Good for Sellers, Bad for Buyers

Call me, Email or reply to this post about Rent-to-Own Deals are Usually Good for Sellers, Bad for Buyers. Saw this article and it is the same advise I have given to clients. Let’s Chat and I will tell you why. By the way at 3.9% Interest Rates this is definitely a good time to buy. Watch after the election no matter who wins this interest rate will be gone forever. Projections are about 2-3 points higher or more.


Why Call A Century 21 Agent ?

Why Call A Century 21 Agent ?

A Century 21 Agent Like Doug Beaver in the Corona Norco and Riverside Area’s of California.


California is n…

California is not even one of the top 40 !